Split it. Clear it.
Four financial contexts — trips, home bills, 1:1 debts, and shared funds — all in one place, settled with the fewest payments possible.
Your groups
4 activeGoa 2025
You owe ₹450Mumbai Flat
You're owed ₹1,200Manali Trip
Settled ✓Goa 2025
5 members · 8 expenses
Welcome dinner
Priya · 5 splits
₹4,500
Hotel check-in
You · 5 splits
₹12,000
Airport taxi
Raj · 5 splits
₹2,000
Your groups
4 activeGoa 2025
You owe ₹450Mumbai Flat
You're owed ₹1,200Manali Trip
Settled ✓Coorg Weekend
You owe ₹220Goa 2025
5 members · 8 expenses
Welcome dinner
Priya · 5 splits
₹4,500
Hotel check-in
You · 5 splits
₹12,000
Airport taxi
Raj · 5 splits
₹2,000
How it works
Up and running in minutes
No setup, no onboarding form. Create a group and go.
Pick your context
Trip for travel, Nest for home bills, Circle for a shared fund, or Streams for direct 1:1 tracking between two people.
Invite your people
Share a link or QR code. Everyone joins instantly — no account needed. Add guests by name; they claim with Google later. Or import the same crew from a past trip — zero re-typing.
Log expenses
Tap + on any card and type what you spent — AI parses the amount, payer, and split automatically. Or paste a group chat and import all expenses at once.
Settle up
See exactly who owes what. Mark payments done with one tap.
Financial contexts
Four contexts.
One simple app.
Pick the one that fits — or use all four. Same splitting engine and settlement optimizer throughout.
For travel
- Hotels, meals, transport — all in one place
- Day-by-day timeline + AI trip narrative
- Daily spend chart and budget tracking
- Cover photo, dates, shared itinerary
For home
- Rent, utilities, subscriptions — split monthly
- Recurring templates: log with one tap
- Expenses grouped by month for clarity
- Monthly pace tracker + settle-up context
1:1 debts
- No group needed — track with one person
- Bilateral spine: every IOU chronologically
- Guest confirmation via shareable link
- Partial settle or forgive anytime
Shared fund
- Recurring monthly or one-time collection
- Fixed (equal shares) or Flexi (any amount)
- WhatsApp group reminder for stragglers
- Ghost members — no Clear account needed
Why Clear?
Not just another
expense splitter.
Other apps
Clear ✦
Type every field manually
AI parses amount, payer and split in seconds
Everyone must create an account to join
Add guests by name — they claim with Google later
Complex chains of IOUs between everyone
Minimum transactions — one payment per person, guaranteed
No visual way to see who owes whom
Debt Flow graph — animated money flows, tap any arc to pay instantly
Expenses pile up silently
Email + push the moment any money moves
Disagreements go to WhatsApp
Raise a dispute in-app — payer accepts, split updates automatically
No way to track direct 1:1 debts outside a group
Streams — bilateral ledger for any two people, guest confirmation, partial settle
No shared fund or kitty management
Circles — recurring or one-time pool, contribution tracking, WhatsApp reminders
Mumbai Flat
Recurring expenses · May 2026
Monthly rent
₹30,000 · monthly
Electricity bill
₹1,800 · monthly
WiFi broadband
₹999 · monthly
Netflix
₹649 · monthly
Society maintenance
₹2,500 · monthly
For nests
Recurring bills,
one tap each month.
Set up recurring templates for rent, electricity, subscriptions. Every month, tap "Log for May" and it's recorded — split exactly as you configured, ready to settle.
Streams
Track 1:1 money
with anyone.
No group needed. Log direct debts between you and one other person — even if they don't have Clear yet. Guest confirmation, partial settle, or forgive anytime.
- ⇌Bilateral spine view Every IOU shown chronologically — who paid what, confirmed and pending.
- ✅Guest confirmation Share a link — the other person confirms or disputes, no Clear account needed.
- 💚Partial settle or forgive Settle just part of the net amount, or write off a debt entirely in one tap.
- ⚡Swipe quick actions Swipe left on any entry to Mark Paid, Share, or Forgive instantly.
Stream · Priya
5 entries · net ₹1,200 owed to you
Priya covered cab
You paid lunch
Priya bought coffee
You covered groceries
Hotel check-in
Priya
+1 more
🔥 busiest day
Water sports
Raj
Beach shack
You
+1 more
light day
Souvenirs
Anil
+1 more
For trips
Every day,
in its moment.
The timeline places every expense on the day it happened — no digging, no sorting. See the shape of your trip at a glance and understand where the money went.
- 📅Day-by-day grouping Every expense lands on its day — scroll through the trip like a story.
- 🔥Busiest day highlight The big-spend day is automatically flagged so it's never buried.
- 🎨Category colour bars See whether a day was mostly transport, food, or accommodation — instantly.
- 👤Per-payer chips Colour-coded initials sized by each person's share of the day.
Bali Trip Fund
One-time circle · 6 members · ₹8,000 each
Collected
₹24,000
of ₹50,000 target
48% · 3 of 6 paid
Paid (3)
Pending (2)
Circles
Shared fund,
everyone accountable.
Create a shared pool — recurring monthly or a one-time drive toward a target. Every contribution is tracked, the admin stays in control, and a single tap sends WhatsApp reminders to anyone who hasn't paid yet.
- 🔁Recurring or one-time Monthly cycles or a single collection drive — both supported from day one.
- 🏆Target + deadline Optional target amount and end date — progress bar keeps everyone aligned.
- 📲WhatsApp group reminder One tap sends a personalised message to all pending members with a progress bar.
- 👻Ghost members Add people by name only — no Clear account. Admin records contributions on their behalf.
AI-powered
Type it like you'd
say it out loud.
Describe an expense the way you'd text a friend — AI extracts the amount, payer, and split instantly. Or paste your whole group chat and import every expense at once.
- ✨Natural language "Priya paid 4500 for dinner split with all" — done.
- 💬Chat import Paste a WhatsApp or iMessage thread — AI picks out every expense.
- 🎤Voice input Tap the mic and say the expense — no typing needed.
Quick add
Priya paid dinner at Taj 4500 split with Raj and Kiran
Chat import
Paste thread → 6 expenses detected
Notifications
Know the moment
money moves.
Every time a group member logs an expense, everyone gets notified — by email and as an instant push alert on their phone. No more "did you add that taxi yet?"
- 📧Email alerts Delivered to your inbox with a direct link back to the group
- 🔔Push notifications Instant alerts on Android and installed iOS PWA — even when the app is closed
- 🔕Per-group mute Silence any group from the menu — email and push together
- 💬Comment & @mention alerts Get notified when someone comments on your expense or tags you in a thread
- ⚠️Dispute alerts Know instantly when someone raises a question or dispute on an expense you paid for
Notifications
Clear · Goa 2025
just nowPriya logged ₹4,500 for Welcome dinner
Clear · Goa 2025
2m agoRaj logged ₹2,000 for Airport taxi
Clear · Mumbai Flat
1h agoAnil logged ₹1,800 for Electricity bill
Also in your inbox
[Goa 2025] Priya logged ₹4,500 for Welcome dinner
Clear · View in app →
Social layer
Settle disagreements in the app,
not WhatsApp.
Question an expense, request a split change, or dispute your share — right on the expense. The payer accepts and the split updates automatically.
- 💬Inline comments WhatsApp-style chat bubbles on every expense — @mention members with autocomplete.
- 👍Reactions Thumbs up to approve, ❓ to ask a question, ⚠️ to formally dispute.
- ⚠️Dispute resolution Four dispute types — auto-resolves the split the moment the payer accepts.
- 👁Read receipts See who's viewed an expense with an overlapping avatar stack.
- 🔔Activity alerts Push notifications for @mentions, new comments, and dispute outcomes.
Hotel check-in
₹12,000 · paid by You · 4 splits
Raj: I only used the room for 2 nights — can my share be updated?
Looks fair to me 👍
Priya · 2m ago
I'll update the split now
You · just now
Settlement
One payment each.
No chasing.
Clear's algorithm collapses any tangle of shared expenses into the minimum number of transfers — no matter how many people.
Goa 2025 · 5 people · 8 expenses
How do we settle this fairly?
Clear says — 3 transfers
Everyone's clear
Pay Priya ₹2,000
Opens GPay · PhonePe · any UPI app
Goa 2025 · Settle Up
live3 transfers · ₹4,000
Everyone's clear ✓
You owe ₹1,000
tap arc to pay →
Debt Flow
See every balance
at a glance.
The Debt Flow graph maps out who owes whom — animated money flows make it instant to understand, even in a group of ten.
- 💫Animated money flows Particles pulse from payer to recipient so the direction is always obvious.
- 👆Tap arc → jump to payment Tap any arc and the exact payment card scrolls into view — one tap, done.
- 🖐Drag to untangle Rearrange nodes freely when the graph gets crowded. It springs back neatly.
Goa 2025
₹25,000 total · 5 members
Spending by category
Member contributions
Insights
See the full story
of your spending.
Every group has a live analytics dashboard — see where the money went, who paid the most, and how spending tracked day by day.
- 📊Category breakdown Food, stays, transport, activities — see the split at a glance.
- 📈Daily spend chart Track spending across the trip and spot the big days.
- 👥Member contributions Who fronted the most? See each person's share clearly.
- ✨AI trip narrative Clear writes a summary of your trip from the expense history.
Need more room? Unlock unlimited groups, AI parsing, CSV export, and more.
₹79/mo · or ₹699/yr (₹58/mo) · 30-day free trial · No credit card required.
Ready to get clear?
Create a trip, nest, stream, or circle in seconds. No credit card required.
Get started freeGoogle sign-in · No credit card · Takes 30 seconds